The tip-top folk over at Voucher Codes know I’m a thrifty lass who likes to save a bob or two, so invited me to share my top five money saving life hacks. I’m no wise owl but I have picked up the odd nugget of knowledge over the years that might help a few pockets out there. Plus I do love a good challenge! Today I’m focusing on gift giving. Christmas, birthdays, celebrations and weddings – they just don’t stop. Don’t…