This time last year I was packing my suitcase and satchel, a month in anticipation, for our 3 week trip to Western Australia. I saw Koala Bears, Kangaroos, drank amazing wine, jumped off a pontoon into the sea (took me 3 weeks to sum up the courage), saw a Black Widow Spider and didn’t freak out (much), listened to live music, ate amazing food, spent quality time with family and generally had a ball. So, it was a no-brainer when Lloyds Bank asked…